I heard there was a lien on my home?
This is not the case anymore. There is a thing called a UCC-1 filing which is only to protect the invested property on your home, not the home itself. If you need to go with a PACE loan, which is a PACE assessment, or a debt of property, meaning the debt is tied to the property as opposed to the property owner(s). Then it is attached to the property, these are rare in most cases. We stay away from those types of loans unless you need extra assistance in which case we can help decide if that is the right way to go.